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Recommendations

What a better card would have paid you.

Cards and deposit accounts ranked against your real spending, not a category average. Computed, and the computation is shown.

On every plan, free week included.

Ranked against what you actually spent

Every card in the catalog is scored on your rows by reward category; the winner says by how much.

Best card for this year’s business spend

+$864

more than your card earned, no annual fee

  • Software$412
  • Advertising$284
  • Travel$168

Ranked on your rows, not a category average.

Cash earning less than it could

Balances sitting below what a high-yield account pays, with the gap in dollars a year.

Share Savings

0.05%

$1,595 sitting

High-yield

4.10%

$65 a year more

Business and personal ranked apart

A card is judged against groceries or against software, not both at once.

Personal

Groceries, gas, dining

Business

Software, ads, travel

A card is judged against one, never both at once.

Terms with a date on them

The catalog records general card terms as of a stated date, and every result says it was computed against that record, not against live issuer terms. Confirm the terms on the issuer’s site before you apply.

Net worth

$60,875.91

11 accounts
Personal
Business

Getting started

Connect one account. The rest is arithmetic on your own rows.

Start a free week