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Recommendations

What a better card would have paid you.

Cards and deposit accounts ranked against your real spending, not a category average. Computed, and the computation is shown.

Ranked against what you actually spent

Every card in the catalog is scored on your rows by reward category; the winner says by how much.

Best card for this year’s business spend

+$864

more than your card earned, no annual fee

  • Software$412
  • Advertising$284
  • Travel$168

Ranked on your rows, not a category average.

Cash earning less than it could

Balances sitting below what a high-yield account pays, with the gap in dollars a year.

Share Savings

0.05%

$1,595 sitting

High-yield

4.10%

$65 a year more

Business and personal ranked apart

A card is judged against groceries or against software, not both at once.

Personal

Groceries, gas, dining

Business

Software, ads, travel

A card is judged against one, never both at once.

Terms with a date on them

Every card in the catalog carries the date its terms were last checked against the issuer, and the result says computed against what was recorded on that date, never as current fact.

Net worth

$43,516

+$25,889
Personal
Business

Getting started

Connect one account. The rest is arithmetic on your own rows.

Get started