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Tax

Schedule C

The form a sole proprietor files with their personal return to report a business’s income and expenses.

Also called Form 1040 Schedule C, Profit or Loss From Business.

Schedule C is not a separate return. It attaches to the Form 1040 you were going to file anyway, and its bottom line, net profit, flows onto that return as income. This is why a freelancer files one return rather than two.

The form is organised by line, and the lines are specific: advertising is 8, car and truck expenses 9, contract labor 11, office expense 18, travel 24a, meals 24b. An expense does not become deductible by being business-related; it becomes deductible by belonging to a line.

Net profit from Schedule C is also the figure self-employment tax is computed from, which is why a deduction is worth more than the income-tax rate alone suggests.

In Contha

Contha puts each business charge on a real Schedule C line as it lands, rather than in a category that has to be mapped to one in March.